As a professional and business owner, it is important to understand the possibility that you could be held accountable for damages to another person, or property, caused by your business at any time. You might also be challenged with claims of negligence, or a breach of duty, occurring as a direct result of how you operate your business. Litigation has the potential to bankrupt businesses of any size.

Professional indemnity insurance is designed for businesses and individuals who provide advice or a service to their customers. It protects you against legal costs and damages claims from third parties which may arise out of an act, omission or breach of professional duty in conducting your business.

Our Professional indemnity insurance policies offer flexibility to meet the needs of your individualised services. Our policies cover legal defence costs and damages awarded against you for actual, or alleged, errors or omissions associated with delivering your professional advice. Other coverage points include:

Civil liability, which covers your legal liability following misconduct of your professional service.

Defence costs, which covers your legal defence costs following alleged or actual misconduct of your professional service.

• Fidelity, which covers dishonest or fraudulent loss of your money by an employee.

Professional indemnity insurance is crucial for business owners providing professional services. Contact us to explore how our professional indemnity insurance policies will help you provide your services and advice with confidence.