Planning your next adventure? Whether you’re exploring overseas or staying closer to home, travel insurance is a must-have. It offers peace of mind, protecting you against unexpected costs such as medical emergencies, trip cancellations, and lost luggage. But with so many options, how do you choose the best travel insurance for your needs? 

Here are our quick tips to help you decide;

1. Understand Your Travel Plans

Before selecting a policy, consider the details of your trip:

• Destination: Are you travelling domestically or internationally? Some policies cater specifically to one or the other.
• Duration: Ensure your policy covers the full length of your trip, especially if it spans multiple weeks or months. Just as importantly, make sure you take out your cover before you leave.
• Activities: Planning adventurous activities like skiing, scuba diving, water skiing, hiking or horse riding? Look for a policy that includes cover for high-risk activities.

2. Compare Coverage Options

Different policies provide different types of cover. Look for:

• Medical and Health Insurance: Cover for illness or injury abroad, including medical evacuations.
• Trip Cancellation or Interruption Cover: Reimbursement for non-refundable expenses if you need to cancel or cut short your trip.
• Lost or Stolen Belongings: Protection for your luggage, gadgets, and personal items.
• Travel Delays: Compensation for extra expenses incurred due to flight or transport delays.

3. Consider Your Budget

While it’s tempting to go for the cheapest option, it’s important to ensure the policy meets your needs. Balance affordability with adequate protection to avoid costly surprises during your trip.

4. Check Reviews and Recommendations

Research the insurance provider’s reputation. Customer reviews can give insight into how quickly claims are processed and overall satisfaction.

5. Read the Fine Print

Always read the policy wording carefully. Be clear on:

• What is and isn’t covered.
• Any exclusions or conditions.
• The claims process and required documentation.

6. Why Choose PassportCard Travel Insurance

At Avid Insurance Brokers, we recommend PassportCard Travel Insurance for its comprehensive cover and unique features, such as cashless claims and instant assistance while you’re abroad. It’s designed to keep your trip worry-free.

Ready to protect your next journey?

Get your travel insurance today!

☎️ NSW: (02) 6621 9300

☎️QLD: (07) 5379 3222

💻 www.avidinsurancebrokers.com.au